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  Explaining the Law and Providing Self-Help Information for Low-Income Iowans
There are 15 resources  
   Miller Trusts: Helping Pay for Nursing Home Care
Miller Trusts can resolve the problem facing people with too much income to get Medicaid, but not enough to pay for nursing home care. Miller Trusts can also be used to qualify for in-home assistance under the Medicaid Elderly Waiver program.
By: Legal Hotline for Older Iowans
 
  
   
   Dealing With Medical Debt
It is important to plan for medical expenses. Equally important is knowing how to deal with medical bills when you have no money to pay them.
By: Legal Hotline for Older Iowans
 
  
   
   Do I Have to Sell or Liquidate All of My Assets to Qualify for Medicaid?
There are a number of different Medicaid programs that can assist elderly or disabled Iowans pay medical bills, home health care expenses and nursing home expenses. Most programs require that your total assets or "resources" be below certain levels in order to qualify.
By: Legal Hotline for Older Iowans
 
  
   
   Do Not Resuscistate (DNR) Orders: What Are They and What's New?
People often worry about being revived when they are terminally ill and dying. Being revived can be painful and unwanted. If you are or become terminally ill, you should know about ?Do-Not-Resuscitate? or ?DNR? Orders.
By: Legal Hotline for Older Iowans
 
  
   
   Elder Law Seminar Videos
Presentations from the 2007 series of programs for older Iowans and their caregivers. (High speed Internet connection needed to view)
By: Iowa Legal Aid
 
  
   
   Gifts and Qualifying for Medicaid for Nursing Home Care
Medicaid can help elderly or disabled Iowans pay nursing home and home health care expenses. To be eligible, your income and assets must be below certain levels. If you give away money or other assets to anyone other than your spouse, you may be ineligible for Medicaid. In addition, the state may seek to recover the assets you gave away.
By: Legal Hotline for Older Iowans
 
  
   
   Home and Community Based Services (HCBS) Programs
Sometimes a person who requires health-related care and assistance with activities of daily living does not need or want to move out of his or her home. Medicaid may be able to provide help for persons with disabilities who can live at home with support.
By: Iowa Legal Aid
 
  
   
   Medicaid Payment for Nursing Home Care
Many people rely on Medicaid, also known as Title 19, to pay for their nursing home care. People may generally receive Medicaid payment for their nursing home care if their income is $1,809 or less per month and their nonexempt resources are $2,000 or less.
By: Legal Hotline for Older Iowans
 
  
   
   Medicare Prescription Drug Coverage for People Who Get Medicaid
Medicare provides prescription drug coverage for people who are eligible for Medicare alone, and for those who are eligible for both Medicare and Medicaid. "Dual eligibles" are the group of Medicare eligibles who also qualify for Medicaid.
By: Iowa Legal Aid
 
  
   
   Need Help With Medicare Expenses? Check Out the QMB and SLMB Programs
The State of Iowa offers the QMB and SLMB programs to help pay for certain Medicare-related expenses. If you think you are eligible, apply at your local Department of Human Services office.
By: Legal Hotline for Older Iowans
 
  
   
   NEW Drug Benefits in 2006 for Low-Income Iowans Receiving Medicare
Beginning in January 2006, the new Medicare Part D Drug Program will go into effect. This program is optional. It is available to anyone who gets Medicare and signs up.
By: Legal Hotline for Older Iowans
 
  
   
   Paying for dialysis or a kidney transplant (Separate Website)
This booklet has information about Medicare coverage for people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). (60 pages)
By: Medicare
  
   
   Programs Help Pay Drug Costs
Are you having a hard time paying for your drug costs? There are a number of programs that may be able to help you.
By: Legal Hotline for Older Iowans
 
  
   
   The "Elderly Waiver" Program
As you age, everyday tasks can become harder or you may need help to stay safely at home. The Elderly Waiver Program can provide a wide range of services tailored to your special needs.
By: Legal Hotline for Older Iowans
 
  
   
   Your Rights Under the New Medicare Prescription Drug Coverage This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
The new Medicare Prescription Drug Coverage – also known as Part D -- is a voluntary program like Medicare Part B (which covers doctor bills). You need to decide whether or not you want to take this new government benefit. To get Medicare Part D, you must enroll in a Medicare Prescription Drug Plan (from the National Council on the Aging)
  
   
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