Explaining the Law and Providing Self-Help Information for Low-Income Iowans
There are 4 resources
Federal Trade Commission Consumer Complaint Assistant Form (Separate Website)
(Separate Website)
The Federal Trade Commission, the nation's consumer protection agency, collects complaints about companies, business practices, identity theft, and episodes of violence in the media.
By: Federal Trade Commission
Read this in:
Spanish / Español
Payday Loans: An Expensive Way to Borrow Money
Payday loan businesses extend credit by giving cash in exchange for a check which is dated for some time in the future, also called a post-dated check. If you figure the interest rate on these loans the same way banks calculate interest rates on their loans, the Annual Percentage Rates you pay for these loans can range from 145% - 6442%!!!!!
By: Iowa Legal Aid
The Basic Rules of Credit Cards
Using a credit card to cover a major purchase or essential family living expense is generally a bad idea. Credit cards should only be used as a source of funding for emergencies such as car repairs, or for short-term loans for large purchases only.
By: Iowa Legal Aid
Watch Your Wallet!
Getting into a debt-rut is a lot easier than getting out of it. Here are some tips about special pitfalls common to high-priced debt .
By: Iowa Legal Aid
The Iowa Legal Aid Website is a project of Iowa Legal Aid, the Volunteer Lawyer Projects of the Iowa State Bar and Polk County Bar Associations and HELP Legal Assistance.
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