Explaining the Law and Providing Self-Help Information for Low-Income Iowans
There are 6 resources
Common Legal Terms
(Separate Website)
An online glossary of legal terms from A to W
By: Iowa Judicial Branch
Facing Foreclosure? Tips to Help Restructure Debt and Deal with Mortgage Companies
When the foreclosure process starts or is just around the corner, homeowners must decide whether to stay in the home or move. This is not an easy choice to make.
By: Iowa Legal Aid
Facts About Foreclosure
The following "factsheet" can be useful to help homeowners understand their rights when facing the loss of their home.
By: Iowa Legal Aid
Read this in:
Bosnian / Bosanski
,
Spanish / Español
Mortgage Foreclosures and Land Contract Forfeitures
People are usually not able to pay in full when they buy a home. As a result, most Iowans finance homes through either a mortgage or a land contract. If the buyer fails to make payments the loan terms require, each of these financing tools allows the lender to retake the home. The steps involved depend on whether it is a mortgage or land contract.
By: Iowa Legal Aid
Refinancing
A lot of people try to deal with debt by refinancing their loans. Refinancing means paying an old debt with a new debt. Sometimes that makes sense because your total cost of borrowing money may be less. Refinancing may look good now when interest rates are lower than they have been in years. However, smaller monthly payments do not always mean that refinancing will be a good deal for you as a consumer. This article takes a general look at this topic and gives some tips to protect yourself.
By: Iowa Legal Aid
The Servicemembers Civil Relief Act
The "SCRA" is a federal statute passed by Congress to allow military members to suspend or postpone some civil obligations so the military member can devote his or her full attention to military duties.
By: Iowa Legal Aid
The Iowa Legal Aid Website is a project of Iowa Legal Aid, the Volunteer Lawyer Projects of the Iowa State Bar and Polk County Bar Associations, and HELP Legal Assistance
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