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	Explaining the Law and Providing Self-Help Information for Low-Income Iowans

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	Benefits for Seniors (Separate Website) BenefitsCheckUp is another tool that will tell you if you can get federal, state and some local private and public benefits for older adults (ages 55 and over). BenefitsCheckUp also describes the programs and tells you where to apply. By: National Council on the Aging


	Can you get health insurance for Seniors and people with disabilities? (Separate Website) This Web site will tell you whether you can get Medicare. Medicare is a health insurance program for people 65 years of age and older, some disabled people under 65 years of age, and people with End-Stage Renal Disease (permanent kidney failure treated with dialysis or a transplant). By: U.S. Department of Health & Human Services, Centers for Medicare & Medicaid Services


	Common Legal Terms (Separate Website) An online glossary of legal terms from A to W By: Iowa Judicial Branch


	Getting the Health Care Services You Need Has your insurance company, Medicare or Medicaid denied you help? You don’t have to take no for an answer. By: Iowa Legal Aid


	Information on health insurance for Seniors and people with disabilities (Separate Website) This Web site will tell you about Medicare, what it covers, how to enroll and more. By: Medicare Rights Center


	Medicare Changes Rules on Paying for Ambulance Service Many people who are elderly or disabled and have Medicare insurance need to get to the doctor or the hospital. Sometimes they must make the trip by ambulance. This can cost a lot of money. Earlier this year, Medicare changed how it pays for such services. New rules should mean lower bills for ambulance use. By: Iowa Legal Aid


	Need Help With Medicare Expenses? Check Out the QMB and SLMB Programs The State of Iowa offers the QMB and SLMB programs to help pay for certain Medicare-related expenses. If you think you are eligible, apply at your local Department of Human Services office. By: Legal Hotline for Older Iowans


	NEW Drug Benefits in 2006 for Low-Income Iowans Receiving Medicare Beginning in January 2006, the new Medicare Part D Drug Program will go into effect. This program is optional. It is available to anyone who gets Medicare and signs up. By: Legal Hotline for Older Iowans


	Talking with your parents about health coverage (Separate Website) This guide helps you sort through the basic facts about Medicare and the choices to make about health coverage and paying for care. By: Kaiser Family Foundation


	Your Rights Under the New Medicare Prescription Drug Coverage (Separate Website) The new Medicare Prescription Drug Coverage – also known as Part D -- is a voluntary program like Medicare Part B (which covers doctor bills). You need to decide whether or not you want to take this new government benefit. To get Medicare Part D, you must enroll in a Medicare Prescription Drug Plan (from the National Council on the Aging)


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