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  • Creditor Threats - Are They for Real?

    Health problems, car accidents, and credit cards can make it tough to pay your bills. Creditors and debt collectors may contact you and threaten to take your income and property. You should know that federal and Iowa law protect certain property from being taken by most of your creditors Read More

    By:
    Legal Hotline for Older Iowans
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  • Financial Matters for Older Iowans

    Many older Iowans may find themselves in unfamiliar territory when it comes to financial matters, especially after the death of a spouse who handled the family's finances. Read More

    By:
    Legal Hotline for Older Iowans
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    English
  • Funeral Purchases - Protections Under The FTC Funeral Rule

    Your funeral may be one of the most expensive consumer purchases you or your family ever makes. To avoid overspending, it helps to understand your rights under the "Funeral Rule" enforced by the Federal Trade Commission (the "FTC"). Read More

    By:
    Federal Trade Commission
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    English
  • Is Your Social Security Safe from Debt Collectors?

    With several important exceptions, your social security check is safe or "exempt" from claims of creditors. The money in your account, however, may not be automatically protected. You might need to tell or prove to the creditor or bank that your money is from social security and is exempt. Read More

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    English
  • Pre-Need Funeral Arrangements - Pros and Cons

    There are many advantages to planning and paying for your funeral in advance. Iowa law has a number of provisions that protect consumers who make pre-need funeral arrangements. Read More

    By:
    Legal Hotline for Older Iowans
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    English
  • Payday Loans - a Convenience You Can't Afford!

    The use of "payday loans" (also sometimes known as "cash advance loans," "check advance loans" or "delayed deposit checks") has become a ritual for many working Iowans, including the elderly. Unfortunately, the Iowans using these types of services do not realize what the service is costing them. Read More

    By:
    Iowa Legal Aid
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    English
  • Property Tax Suspension for People Who Get SSI

    Many people with a disability own or are buying their homes. Iowa law allows people who get Supplemental Security Income (SSI), or State Supplemental Assistance (SSA), or live in a health care facility, to get their property taxes suspended. Read More

    By:
    Legal Hotline for Older Iowans
    Lea esto en:
    English
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