There are a number of different Medicaid programs that can assist elderly or disabled Iowans pay medical bills, home health care expenses and nursing home expenses. Most programs require that your total assets or "resources" be below certain levels in order to qualify.
People often worry about being revived when they are terminally ill and dying. Being revived can be painful and unwanted. If you are or become terminally ill, you should know about ?Do-Not-Resuscitate? or ?DNR? Orders.
Medicaid can help elderly or disabled Iowans pay nursing home and home health care expenses. To be eligible, your income and assets must be below certain levels. If you give away money or other assets to anyone other than your spouse, you may be ineligible for Medicaid. In addition, the state may seek to recover the assets you gave away.
Sometimes a person who requires health-related care and assistance with activities of daily living does not need or want to move out of his or her home. Medicaid may be able to provide help for persons with disabilities who can live at home with support.
Many people rely on Medicaid, also known as Title 19, to pay for their nursing home care. People may generally receive Medicaid payment for their nursing home care if their income is $2,742 or less per month and their nonexempt resources are $2,000 or less.
Medicare provides prescription drug coverage for people who are eligible for Medicare alone, and for those who are eligible for both Medicare and Medicaid. "Dual eligibles" are the group of Medicare eligibles who also qualify for Medicaid.
The State of Iowa offers the QMB and SLMB programs to help pay for certain Medicare-related expenses. If you think you are eligible, apply at your local Department of Health and Human Services office.