Debt Collection, Garnishment, Repossession

Legal Information

  • Bankruptcy

    If you are thinking about declaring bankruptcy, you probably have a lot of questions. This resource includes meanings of terms used in bankruptcy law, describes the four types of bankruptcy and provides answers to common questions. Content Detail

  • Bankruptcy Basics

    Bankruptcy Basics provides basic information on different aspects of federal bankruptcy laws. It also provides a basic explanation of the different chapters under which a bankruptcy case may be filed and answers some of the most commonly asked questions about the bankruptcy process. Content Detail

    United States Courts
  • Creditor Threats - Are They for Real?

    Health problems, car accidents, and credit cards can make it tough to pay your bills. Creditors and debt collectors may contact you and threaten to take your income and property. You should know that federal and Iowa law protect certain property from being taken by most of your creditors Read More

    Read this in:
    Spanish / Español
  • Dealing With Medical Debt

    It is important to plan for medical expenses. Equally important is knowing how to deal with medical bills when you have no money to pay them. Read More

  • Debt Collection

    At times you may run into difficulty keeping up with payments on debts. When payments are not made, creditors or debt collection companies may step up their collection efforts by mailing notices, making phone calls and even taking legal action. Content Detail

    Iowa Attorney General
  • Debtor's Exams

    If you owe money under a court judgment, you may be ordered to go to the court for a debtor?s exam. Read More

  • Debts Owed to Federal Government Can Be Collected Through Social Security Benefit Checks

    Iowans should know the U.S. Department of Treasury and Social Security Administration are working together to collect non-tax debts owed the U.S. Government. Since May 2001, people who owe a non-tax debt to the U.S. Government are subject to new actions to collect the money. Read More

  • Deferment, Forbearance and Consolidation of Student Loan Debts

    Higher education is expensive. After leaving school, many former students find it hard to meet their monthly student loan payments and it is easy to fall behind. A lot of former students do not know that there are alternatives out there that will help to either reduce or stop student loan payments before they fall behind. Read More

  • Garnishment in Iowa

    Information about garnishment, when your money is taken from someone other than you to pay a court judgment. Read More

    Iowa Legal Aid
  • Getting a Temporary Restricted License (TRL)

    Many persons need a temporary restricted license (TRL) to handle life's daily responsibilities- getting to and from work and school, getting groceries and other necessary errands. Read More

  • How Can I Protect My Property from Creditors?

    Even after there is a judgment against you, the law protects some income and property. Read More

  • How to Use Small Claims Court

    A video that outlines the basic steps involved in bringing and defending a small claims action. Content Detail

    Iowa State Bar Association
  • Illegal Debt Collection Conduct

    The federal Fair Debt Collection Practices Act, known at the "FDCPA," requires collection agencies to take certain actions. Read More

    Legal Hotline for Older Iowans
    Read this in:
    Bosnian / Bosanski
    Spanish / Español
  • Laws Protect Federal Benefits from Garnishment

    Important law that protects federal benefits in a bank account from being frozen or garnished. Read More

    Iowa Legal Aid
  • Mechanic's Lien

    A lien is a claim against your property that can allow the person claiming the lien to sell your property or be paid if you sell your property. Read More


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