Health problems, car accidents, and credit cards can make it tough to pay your bills. Creditors and debt collectors may contact you and threaten to take your income and property. You should know that federal and Iowa law protect certain property from being taken by most of your creditors
Iowans should know the U.S. Department of Treasury and Social Security Administration are working together to collect non-tax debts owed the U.S. Government. People who owe a non-tax debt to the U.S. Government are subject to new actions to collect the money.
Sometimes a creditor can "repossess" your personal property if you do not pay what you owe them.
The state can do things normal creditors cannot. The most common is suspension of driver's licenses, stopping ability to register a car, or garnishment.