Most people spend very little time thinking about bail bondsmen —up until the moment a loved one lands in jail. In the cash bail system, where money secures freedom, some bail bond agents will go to great lengths to collect their profits. Consumers should know the risks of bail bond agreements. Consumers should also know their rights when things go wrong.
The use of "payday loans" (also sometimes known as "cash advance loans," "check advance loans" or "delayed deposit checks") has become a ritual for many working Iowans, including the elderly. Unfortunately, the Iowans using these types of services do not realize what the service is costing them.
Predatory lenders take advantage of unsuspecting consumers by marketing and making mortgage loans with vastly inflated interest rates and fees and other burdensome terms. Predatory lending is a serious problem throughout the country, one that can leave you penniless and homeless.
National Consumer Law Center's Student Loan Borrower Assistance Project is a resource for borrowers, their families, and advocates representing student loan borrowers. This site is for people who already have student loans and want to know more about their options and rights.