Other Consumer/Finance Issues
It is becoming more and more common to use recurring automatic electronic payments to pay bills. There are some important rights that you have in regard to recurring automatic payments.
Be an informed consumer when selecting a tax preparer. Going to an inexperienced or unethical return preparer can hit you in your pocket book. Filing returns with inflated deductions or credits can result in you owing back taxes, interest and penalties.
Most people spend very little time thinking about bail bondsmen —up until the moment a loved one lands in jail. In the cash bail system, where money secures freedom, some bail bond agents will go to great lengths to collect their profits. Consumers should know the risks of bail bond agreements. Consumers should also know their rights when things go wrong.
Your funeral may be one of the most expensive consumer purchases you or your family ever makes. To avoid overspending, it helps to understand your rights under the "Funeral Rule" enforced by the Federal Trade Commission (the "FTC").
Having a tough time stretching your budget to pay for expensive medications? A Prescription Drug Patient Assistance Program may be able to help.
Telemarketers often use illegal and deceptive practices such as contests, free prizes, sweepstakes, fake charities and other tricks to seduce older Iowans out of their hard-earned savings.
Iowa drivers and owners of vehicles need to consider how damages will be covered if they are in an accident or if their car is damaged by hail, storm, or some other casualty. Here is a review of different kinds of insurance options available to Iowa drivers and owners for covering damages.
Protect yourself and your community by reporting fraud, scams and bad business practices to the Federal Trade Commission. The Federal Trade Commission is a federal agency that protects consumers.
When you need an assistive device, it's a good idea to be sure to get one that works well and does what you need it to do. Learning as much as you can about a device and testing it before you buy can prevent problems. It is worth the time to make sure the device you choose helps gain more independence, better health or a fuller use of your abilities.
Credit cards should only be used as a source of funding for emergencies such as car repairs, or for short-term loans for large purchases only. Before using your card to make a purchase, think about where the money will come from to pay it off. All who use a credit card should know the basic rules of credit cards.