IowaIowa

Unfair Sales Practices and Consumer Fraud

Legal Information

  • Avoiding Fake Check Scams

    Consumers need to be careful when they deposit unfamiliar checks (or money orders) into their personal bank accounts. Fake check scams have many variations. Read More

    By:
    Iowa Legal Aid
  • Beware of Free Trial Offers

    Some consumers get charged for products or services and don't even know it. This happens especially with "free trial offers" for buying club memberships, travel clubs or "credit card protection plans." Read More

    By:
    Iowa Legal Aid
  • Federal Trade Commission Consumer Complaint Assistant Form (Separate Website)

    The Federal Trade Commission, the nation's consumer protection agency, collects complaints about companies, business practices, identity theft, and episodes of violence in the media. Content Detail

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Just Say "No" to Unwanted Door-to-Door Sales

    While there are reputable businesses that sell door-to-door, many use high pressure and assorted tricks to get your money. The best way to deal with a salesperson who is selling something you don’t need or want is to just say “NO”! Read More

    By:
    Legal Hotline for Older Iowans
  • Mortgage Rescue Scams

    Are you a homeowner who is behind in mortgage payments or facing foreclosure? Help is available but you need to be careful. Read More

    By:
    Iowa Legal Aid
  • Payday Loans - a Convenience You Can't Afford!

    The use of "payday loans" (also sometimes known as "cash advance loans," "check advance loans" or "delayed deposit checks") has become a ritual for many working Iowans, including the elderly. Unfortunately, the Iowans using these types of services do not realize what the service is costing them. Read More

    By:
    Iowa Legal Aid
    Read this in:
    Spanish / Español
  • Predatory Lending - Don't Be a Victim

    Predatory lenders take advantage of unsuspecting consumers by marketing and making mortgage loans with vastly inflated interest rates and fees and other burdensome terms. Predatory lending is a serious problem throughout the country, one that can leave you penniless and homeless. Read More

  • Refinancing

    Refinancing may look good now when interest rates are lower than they have been in years. However, smaller monthly payments do not always mean that refinancing will be a good deal for you as a consumer. Read More

    By:
    Iowa Legal Aid
    Read this in:
    Spanish / Español
  • Robocall wars: How you can fight back

    Consumers have tools to keep the annoying calls at bay. Content Detail

    By:
    Iowa Attorney General Tom Miller
  • Tax Fraud Scheme Targets Social Security Recipients

    If your only income is SSDI and you didn’t have any taxes withheld or your only income is SSI, it is not likely you will be getting a tax refund. Tax scammers may try to convince you otherwise, but they are wrong. Read More

    By:
    Iowa Legal Aid
    Read this in:
    Spanish / Español
  • The Federal Trade Commission

    Your funeral may be one of the most expensive consumer purchases you or your family ever makes. Most people, however, do not handle a funeral purchase the same way they approach other major purchases. To avoid overspending, it helps to understand your rights under the "Funeral Rule" enforced by the Federal Trade Commission. Read More

  • What to do if someone takes your identity

    How to get an Identity Theft Report, helpful in getting fraudulent information removed from your credit report, stopping companies from collecting on debts that resulted from identity theft and getting information from companies about accounts the identity thief opened or misused. Read More

    By:
    Iowa Legal Aid
  • Watch Your Wallet!

    Getting into a debt-rut is a lot easier than getting out of it. Here are some tips about special pitfalls common to high-priced debt . Read More

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