There are a number of different Medicaid programs that can assist elderly or disabled Iowans pay medical bills, home health care expenses and nursing home expenses. Most programs require that your total assets or "resources" be below certain levels in order to qualify.
Medicaid can help elderly or disabled Iowans pay nursing home and home health care expenses. To be eligible, your income and assets must be below certain levels. If you give away money or other assets to anyone other than your spouse, you may be ineligible for Medicaid. In addition, the state may seek to recover the assets you gave away.
Moving into a nursing home can be a traumatic event for many people. An involuntary transfer or discharge from the facility can cause the same amount of trauma. To reduce this trauma, both federal and state law limit involuntary transfers and involuntary discharges.
Many people rely on Medicaid, also known as Title 19, to pay for their nursing home care. People may generally receive Medicaid payment for their nursing home care if their income is $2,523 or less per month and their nonexempt resources are $2,000 or less.
When you need long-term care in a nursing home, the care will generally be paid through Medicare, private payment, long-term care insurance or Medicaid (also known as title 19). This information will address Medicare, private pay and long-term care insurance.
Iowa's Estate Recovery Law requires reimbursing the state from the estate of a person who received benefits under certain Medicaid (Title 19) programs.