Mergers and Acquisitions
When your employer is merged into or bought by another company, the surviving company has several different options to deal with your defined benefit plan.
Pension and Retirement Plan Resources
General resources for pension and other retirement plan issues
Protecting Your Defined Benefit Plan
Company pensions can fail or have serious funding problems. Employees need to be more aware of the strength and security of their retirement plans.
Protecting Your 401(K) Plan
The value of your 401(K) plan at retirement depends on the amount of contributions and how your investments perform. If the company does not make the contributions or if investment performance is poor, you could end up with less than you contributed.
Should You Take Your Pension In A Lump Sum?
Some companies offer to cash out the pensions of certain retirees and instead give them one lump-sum payment. Read this information on lump sum payments and how they could negatively affect your retirement finances.
Survivor Benefits
In many cases, surviving spouses can continue to get pension benefits after the "participant" spouse (the one with the pension) dies.